Terms of Service
These terms explain the rules for using Aswin on Finance, including our website, educational content, calculators, onboarding tools, and authenticated user experiences.
Acceptance of these terms
01By accessing or using Aswin on Finance, you agree to these Terms of Service. If you do not agree, do not use the website or related services.
These terms apply to our public pages, calculators, educational content, onboarding flows, and any related digital tools or communications linked from this site.
What the service is
02Aswin on Finance provides financial education content, calculators, onboarding tools, and related informational experiences intended to help users better understand personal finance, NRI-related investing topics, and service pathways.
Unless explicitly stated otherwise in a separate written agreement, the website itself is informational and educational in nature.
No financial, tax, or legal advice
03Content on this website is provided for general informational purposes only. It should not be treated as individualized financial, investment, tax, accounting, or legal advice.
You are responsible for evaluating whether any information, estimate, or pathway shown on the site is suitable for your circumstances and for seeking professional advice where appropriate.
Accounts, authentication, and security
04Certain features may require you to sign in using Google, phone verification, or other supported methods. You are responsible for maintaining the security of your account access and for the accuracy of information you submit during onboarding.
We may suspend or restrict access where reasonably necessary to protect the integrity of the service, prevent abuse, or comply with legal obligations.
Acceptable use
05You agree not to misuse the site, interfere with its operation, attempt unauthorized access, scrape protected content in a harmful manner, upload malicious material, impersonate others, or use the service in violation of applicable law.
- Do not attempt to disrupt or reverse engineer the service beyond rights permitted by law
- Do not submit false, misleading, or fraudulent information through onboarding forms
- Do not use the website to transmit malware, spam, or abusive material
Calculators and content accuracy
06We aim to keep the content and calculators useful and current, but we do not guarantee completeness, accuracy, or suitability for every user or every situation. Market conditions, tax rules, regulations, and institutional requirements can change over time.
Calculator outputs and examples are illustrative only and should not be relied on as a promise of future performance or an official recommendation.
Third-party services and links
07The website may rely on or link to third-party services such as Google, Firebase, analytics providers, infrastructure platforms, social networks, booking tools, or external educational resources. Those services are governed by their own terms and privacy practices.
We are not responsible for the availability, content, or practices of third-party websites or services that are not under our direct control.
Intellectual property
08Unless otherwise stated, the website design, text, branding, graphics, videos, logos, and original educational content on Aswin on Finance are protected by applicable intellectual property laws and remain the property of Aswin on Finance or its licensors.
You may view and use the website for personal, non-commercial purposes. You may not copy, republish, sell, or redistribute protected material from the site without permission, except as allowed by law.
Disclaimers and limitation of liability
09The service is provided on an “as is” and “as available” basis to the fullest extent permitted by law. We disclaim warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability except where such disclaimers are not permitted.
To the fullest extent permitted by law, Aswin on Finance will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, goodwill, or business opportunity arising from use of the site.
Changes to the service or these terms
10We may update, suspend, or discontinue parts of the website from time to time. We may also revise these Terms of Service by posting an updated version on this page. Continued use of the site after updates are posted means you accept the revised terms.
Contact and questions
11If you have questions about these terms, use the contact or support channel provided on the website or in our official communications. If you add a dedicated support email later, this section should be updated to reflect it clearly.